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How to do smart grocery shopping?: Which is better online or offline? Follow 8 tips to avoid unnecessary expenses and save money.

According to 'The Great Indian Wallet Study' survey report of finance company 'Home Credit India', 25% of the income of lower middle class families is spent only on food. That means one-fourth of the income is spent in running the kitchen.

Grocery purchases also play a big role in kitchen expenses. A major part of our income is spent every month on everything from pulses, rice to milk and spices.

However, in every case it is necessary to spend on groceries. A healthy diet is essential for good health and well-being. Therefore this expense is justified.

But if some things are kept in mind then the price of ration can be reduced without compromising on quality. For this there is a need to do smart grocery shopping.

So, today' In 'Kamna Samachar' We have brought for you some easy ways to save on grocery bills. Today we will know that-

What is the meaning of smart shopping? What is better between online and offline shopping? How to reduce expenses in kitchen?

Question- What is smart shopping?

answer : Smart shopping means being able to save money without spending too much when purchasing household and personal items. If you want to save money then you will have to adopt smart way of shopping. For example, before shopping, make a list of essential items. If there is a list of essential items, you will purchase accordingly. Make a budget also. It won't cost you more than necessary.

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Many researches have been done on shopping behaviour. This research has revealed that people who do grocery shopping without planning and list, they spend twice as much as required and budgeted.

Nowadays, online shopping and mega stores are in trend, where various types of offers are always running. Meaning, you get a free one or a discount of up to several percent on any product. Plus, you get more stuff on offer without spending too much. This is also a way of smart shopping.

Question- What is better between online and offline shopping?

Answer- Both online shopping and offline shopping have their respective advantages and disadvantages. Just like in online shopping, you can get the facility of many grocery shops, that too with many offers. This is not the case with offline shopping. In this you buy all the ration from one shop.

Offline shopping can be done from any shop, grocery store, mart, mall or mega store. Nowadays many attractive offers are available at marts, malls and mega stores also. Offers like getting one or two free, 5 kg sugar free or dinner set free on purchase of Rs 3,000. Many other such attractive discount offers have been given.

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Know the difference between online and offline shopping through this graphic-

Question- What things should be kept in mind while shopping for groceries?

Answer- You have to keep many things in mind while buying groceries. It seems as if both our ration list and budget are already ready. Also know in which stores or marts good offers are available. However, the quality of the product should never be compromised. One should always buy things of best quality.

Question- What things should be kept in mind while shopping online?

Answer- Online shopping means shopping from home. Nowadays, most of the people resort to online shopping to save their time. In such a situation, it is necessary to exercise both prudence and caution because in today's digital world many times people become victims of fraud. So, before purchasing, remember the below mentioned points-

While shopping online, you should have internet security and anti-virus on your laptop or computer. Do not shop from any unknown shopping site or online grocery mart. While making payments on unknown websites, it is possible that your account may get hacked. Therefore, please check the URL of the website. Also, make sure that the payment system of the Website has MasterCard Secure Code. With this you will be safe from any kind of fraud. Remember to never save ATM card details. While shopping online, you may get a prompt asking you to save your ATM card details or password, so never do this. Generally, opt for cash on delivery.

Question- How to arrange monthly groceries? Answer- First of all, see how many things you need in a month. Then check your home storage to see what items are left from last month. Remove items you already have from the grocery list. You can keep items like meat, fish and eggs that can last for a week in the freezer. By doing this they can last longer.

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So now you must have known how you can save on your ration bill. Making a few small changes can lead to big savings. So start paying attention to these things. A few new changes can help you lower your monthly grocery bill, stick to a budget, and save.

Graphics Source: NavJivanIndia | VaskarAssets

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